BLANCA
Blanca’s Triumph Over Foreclosure Challenges
Blanca, a mother of two, faced dire financial struggles during the COVID-19 pandemic, including impending foreclosure due to rent arrears. With Housing Is Your Right’s help, she received education, support, and guidance, leading to a halted foreclosure. Through ongoing collaboration, Blanca saved her family home, retaining equity and empowerment in housing crises.


Their Story
Blanca, a mother of two, faced significant challenges due to the COVID-19 pandemic, much like many of us. In addition to coping with the loss of her mother, she found herself struggling to find work, falling behind on rent, which amounted to $20,754. With only limited financial support from her family.
Blanca’s situation became dire, leading to the foreclosure of her inherited home. Feeling overwhelmed and unaware of available resources, she received a flier from Housing Is Your Right, which arrived at the perfect time.
Course of Action
After she contacted Housing Is Your Right, we started the process of saving her home right away. It started with collecting background information about her case, including items she didn’t know were necessary to help her case, like who is currently servicing her loan. The next step was collecting her mortgage statement, enabling us to contact her lender and trustee on her behalf.
Throughout this process, we were constantly educating her about the different roles in this process: lender, servicer, and trustee. We were able to postpone the Trustee Sale auction, continuously educating and supporting her throughout the pre-foreclosure period. After communicating with the trustee, we discovered she owed $20,754 in arrears to bring her mortgage current.
Results
Seven months later, we found resources to rescind the amount. We were able to save her family $400,000 in equity. Thanks to the counseling and emotional support offered by Housing Is Your Right, Blanca was able to save her family home. The organization played a vital role in empowering her with knowledge and assisting her in navigating the challenges she faced.


Discussion
As a result of this successful intervention, Gary now possesses the necessary tools to rebuild his business.
His son can continue his education without disruption, ensuring a promising future. Without the assistance of Housing Is Your Right, Gary would have faced the loss of his business, home, and the potential for his son to receive a quality education.
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